Deferred gifts are gifts that you establish now for a future date. The actual gift may be made after your lifetime or in a term of years. In some cases, you can receive income and tax benefits during your life. For more information about the most common types of deferred gifts, select from the choices below:

RETIREMENT ASSETS

Perhaps you have found that after setting aside assets for when your income declines at retirement, God has blessed you with more funds than you will use (reduced expenses? greater income than anticipated?) The result is an excess of assets that are available for distribution at death. Even at death, however, these assets are subject to income tax unless they are distributed to charity.

In cases of larger estates (subject to estate tax), the combined income and estate tax may exceed 75%. Some may find that rather than losing the benefits of the majority of their retirement assets, these make an ideal gift to support Radio Shine's 501(c)(3) non-profit broadcast ministry. By making Radio Shine the beneficiary of all or a portion of your retirement assets, you can be assured that there will be ZERO taxes paid on these assets that are given to the Lord’s work.
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WILLS

Your will expresses your wishes for the distribution of your possessions after you are gone. It ensures that what you desire to give to your loved ones and to Christian causes will be given.

Although many people tithe from their income, many others are discovering the joy of tithing from their Capital, which can be done through their will.
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REVOCABLE LIVING TRUSTS

A Revocable Living Trust does the work of a will and more. It not only provides for the distribution of your resources at the time of death, but allows you to prepare for your living needs (e.g., you become incapacitated and unable to manage them, or you prefer not to). Assets in a Revocable Living through probate, saving both time and money.
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CHARITABLE REMAINDER TRUSTS

The Charitable Remainder Trust is a way for you to receive a lifetime income from assets that you ultimately want to go to the Lord’s work. It is an excellent way to convert appreciated assets and receive income without capital gains tax, all the while ultimately supporting Radio Shine and receiving a current tax deduction.
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PULL-THE-STRING GIFT

Many people would like to benefit Radio Shine, but have a fear they may need the money at some point in the future. The Pull-The-String Gift allows you to control the money and to have it anytime you wish. However, at your death, if you have not used the money, then it would go to Radio Shine’s ministry, without tax and without probate.
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